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Rajkumari lives in northern India in a small mud-thatched hut with her husband, four children, two daughters-in-law and grandchildren. She provides for her family by weaving thread. Rajkumari had wanted to put her very small savings aside for future expenses, but without a savings account, she often spent it instead.

Apoy and Sariyani

About two years ago, Apoy made a mistake that is still benefiting him today. He misdialed a cell phone number and found himself talking to Sariyani. Even though the phone number was wrong, the conversation apparently felt right, because the couple decided to meet, began dating and eventually got married.


Sudha lives with her husband and four children in Uttar Pradesh, a region of northern India where steady jobs are hard to find. Without a regular income, her family struggled to meet their daily needs.

This started to change when Sudha took a loan of 10,000 rupees (about $225) from Cashpor, a microfinance provider with which Grameen Foundation works, to purchase a buffalo. Sudha used the milk from the buffalo in her small tea stand near her home. In just six months, she generated enough income to not only feed her family, but also to keep her daughter in school.


In the Philippines, we are using mobile financial and information services to accelerate poverty alleviation, primarily in rural and agricultural areas, and championing rigorous social performance measurement throughout the value chains in which we work.


In India, we are providing financial and technical support to some of the country’s leading and fastest-growing social enterprises and microfinance institutions. In 2011, we established Grameen Foundation India, a wholly owned subsidiary, to provide financial and information services for the poor.


In Asia, Grameen Foundation is developing and replicating new business models, with a specific focus on innovations in mobile financial and information services designed to serve the poor. Despite rapid economic progress over the past twenty years, Asia remains home to the majority of the world’s poor.

We are also championing a data-driven approach in the development sector to improve the design of programs and products for the poor. As part of that initiative, we are developing a Poverty Movement Report that examines changes in poverty across time.

Ibu Marni

Ibu Marni, who lives on the outskirts of Jakarta in Indonesia, struggled for years to make ends meet and provide for herself and her two children. She had tried to start a few small businesses of her own, but they had all failed. Ibu Marni clearly had an entrepreneurial drive, but poverty had put obstacles in her way that kept her from reaching her potential.

Recognizing that Ibu Marni was a poor but budding entrepreneur, Grameen Foundation’s partner Ruma, a local social enterprise, recruited her to start her own small business. All that was required was a simple mobile phone.