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Change Leadership Study

Grameen Foundation’s holistic approach to microsavings provides the framework and tools to develop and offer convenient, accessible, and secure poverty-focused savings programs while building sound financial, organizational, and operational practices that help transform microfinance institutions (MFIs) from credit-led to demand-driven institutions.

Targeting the Poorest Case Study

Targeting and selecting groups for social development programs based on poverty levels can be a powerful first step in achieving greater impact. However, the complex nature of poverty often leads to processes that are accurate, but extremely customized, making it difficult to make comparisons across projects and geographies. This paper presents a methodology that aims to address both these issues.

Volunteerism: A New Business Model for Scaling Microfinance and Technology for Development

This is not volunteerism for the sake of volunteerism, but rather a new business model for solving some of the real problems impeding the scale, sustainability, and impact of microfinance and T4D initiatives. A greater and more strategic use of volunteers can help the field to realize, more rapidly, strategic and operational improvements.


Rajkumari lives in northern India in a small mud-thatched hut with her husband, four children, two daughters-in-law and grandchildren. She provides for her family by weaving thread. Rajkumari had wanted to put her very small savings aside for future expenses, but without a savings account, she often spent it instead.

Apoy and Sariyani

About two years ago, Apoy made a mistake that is still benefiting him today. He misdialed a cell phone number and found himself talking to Sariyani. Even though the phone number was wrong, the conversation apparently felt right, because the couple decided to meet, began dating and eventually got married.


Sudha lives with her husband and four children in Uttar Pradesh, a region of northern India where steady jobs are hard to find. Without a regular income, her family struggled to meet their daily needs.

This started to change when Sudha took a loan of 10,000 rupees (about $225) from Cashpor, a microfinance provider with which Grameen Foundation works, to purchase a buffalo. Sudha used the milk from the buffalo in her small tea stand near her home. In just six months, she generated enough income to not only feed her family, but also to keep her daughter in school.