This report—based on a representative state-wide study of microfinance in Karnataka, India—demonstrates that it is possible and necessary for the microfinance sector to measure and understand itself through a strongly and consistently pro-poor lens and make decisions based on this.
It is estimated that at a country level in India, a mere 20% or less of the 100 million savings accounts opened so far are active and the rest 80% of the accounts become dormant. Dormancy is a concern as it indicates that the newly banked are not using their accounts and therefore are not effectively leveraging opportunities to climb out of poverty.
While it is true that regulatory and financial viability issues are paramount challenges faced by Business Correspondents in India, these issues have overshadowed other operational challenges that BCs face on the ground.
Prevailing wisdom holds that the ultra-poor are too poor to save money. This study examines the savings behavior of ultra-poor women served by the Livelihood Pathways for the Poorest project, which is jointly implemented by Grameen Foundation and the Livelihood School (part of BASIX group of companies), in Gaya District, Bihar, India.
In this study, Grameen Foundation reviews microfinance institutions' (MFIs) experiences with mobile financial services and assesses the challenges and opportunities faced during implementation.
The mobile phone is gaining widespread popularity as a means to bridge the “last mile” – to bring information and financial services to people without ready access to them. To get a better picture of how to best deliver mobile services, we conducted a case study with our partner, Cashpor Microcredit, based in Varanasi, India.
This case study outlines how Marie Stopes International (MSI), a global family planning organisation, uses the PPI to assess the poverty status of its clients. As MSI is the first known healthcare service delivery organisation using the PPI, GF sees MSI as a model in highlighting the successes, challenges and opportunities associated with PPI use within healthcare organisations.
This document explains our MOTECH project in Ghana and highlights key lessons learned by the project team as the system was being designed, developed and implemented. Although MOTECH is viewed as a “technology project,” the majority of the lessons learned are around operational issues, cultural components and operating with partners to make the project successful.
This case study presents work done with CARD Bank in the Philippines as part of a larger savings mobilization project with Grameen Foundation to introduce a new type of savings product and expand CARD’s market share to poor savings clients.
This study finds that the introduction of a Community Knowledge Worker within the area led to a signicant increase in the price farmers receive for maize. It also finds effects on farmer's knowledge, their attitudes toward information and extension and farming practices.